Our partner Sergel Oy handles debt collection starting from the payment reminder.
- If your overdue invoice remains unpaid, you will receive a free SMS reminder after eight days.
- Two weeks after the due date, Sergel Oy will send a payment reminder, for which they charge a reminder fee of 5 euros (for consumer customers) or 12 euros (for business customers).
- If the reminder fee remains unpaid, it will be transferred to debt collection. You can get more information about the invoice transferred to debt collection from Sergel Oy

Did you receive a letter from Sergel? Take action in Sergel’s service.
- Log in to Sergel’s Omat sivut ( My Pages) service at www.sergel.fi
- You can log in to Omat sivut (My Pages) with your bank credentials or mobile certificate.
- Once logged in to Sergel’s service, you can:
- Pay your debt.
- Report a payment.
- See a summary of your debts.
- Check your payment status.
- Check your debt status.
- Extend the payment period.
- Create a payment plan.
- Send a message to Sergel’s customer service.
- Authorize another person to act on your behalf.
If necessary, you can contact Sergel by phone at 0200 13113 (local or mobile network rate). The phone service is open Mon-Fri from 8 am to 6 pm.
For more information and instructions, please go to www.sergel.fi.